Specialized Chartered Accountant & Banking Desk

High-Stakes NRI Tax, Banking & Property Services. Zero Friction.

Selling property in India? Moving back permanently? Moving money abroad? Connect directly with licensed Indian Chartered Accountants and FEMA banking advisors who specialize in international cross-border compliance.

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NRI Track
CA Desk Direct Connect

Direct TRACES filing, Form 15CA/CB digital sign-off & RBI-compliant repatriation advisory.

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65,000+
Monthly NRI Readers
20%–30%
Property TDS Shielded
100%
FEMA & RBI Compliant
Direct TRACES
Authorized CA Portal Filing
Assisted Solutions

Dedicated NRI Professional Verticals

Tailored for NRIs across the UAE, USA, UK, Singapore, Canada, and Australia needing reliable execution with complete statutory audit safety and zero travel.

1-on-1 Advisory
Cross-Border DTAA & Section 6 Strategy

NRI Tax Consultation & Advisory

1-on-1 confidential video consultation with Senior International Tax Chartered Accountants. Tailored strategic roadmaps covering foreign RSUs/ESOPs, pre-departure moves, UAE/GCC deemed residency (Section 6(1A)), inheritance wealth, and scrutiny notice defense.

Real Case Example:

US Tech Director Karthik held ₹1.8 Cr unvested Meta RSUs and was selling Pune inherited land. A 45-min pre-transaction CA blueprint saved ₹14.20 Lakhs in capital gains tax and DTAA double tax leakage.

  • 45-Min Private Video Session: Direct screen-share with Senior CA
  • Written Statutory Action Memo: Citing relevant IT sections & DTAA articles
  • Pre-Departure & RSUs: Timing moves to avoid accidental tax shock
  • 14-Day WhatsApp Access: Direct follow-up with your assigned CA
View Full Advisory Scope
Most Essential
Section 5(2), Section 139(1) & Section 90

NRI Income Tax (ITR-2/3) Filing

Earn Indian rental income, sold shares/mutual funds, or have 30%+ TDS deducted on NRO bank deposits? Our CAs file your statutory ITR-2/ITR-3, claim full DTAA foreign tax credits (Form 67), and recover trapped TDS refunds with interest.

Real Case Example:

Singapore NRI Aditya with Bangalore rental income (₹8.4L) and mutual fund capital gains recovered ₹3.10 Lakhs trapped 30% TDS into his NRO bank account in 28 calendar days with Section 244A interest.

  • Mandatory ITR-2 / ITR-3 Filing: Zero Section 139(9) defective risk
  • Fast 30% TDS Refund Recovery: Direct credit with interest
  • DTAA Relief & Form 67: Eliminating double taxation abroad
  • AIS / TIS / 26AS Audit: Complete reconciliation of credits
View Full ITR Guide
High Savings
Section 195 & Section 197 / Rule 28AA

Form 13 Lower TDS on Property

Selling real estate in India? Buyers must deduct up to 23.92% TDS on gross consideration under Section 195. Our CA desk procures an official Section 197 Lower/Nil Deduction Certificate from TRACES before registration day.

Real Case Example:

Dubai NRI Vikram sold a ₹2.00 Cr flat in Bengaluru. Default TDS would lock ₹47.84 Lakhs. Our CAs secured a 6.24% certificate—saving ₹35.36 Lakhs immediate liquidity on registry day.

  • Section 48 Computation: Full indexing & cost audit
  • Section 54 & 54EC Planning: Reinvestment tax exemptions
  • Assessing Officer Liaising: Fast TRACES approval turnaround
  • Instant Liquidity: Saves ₹25L–₹60L from 18-month lock-in
View Form 13 Guide
Rule 126
Rule 126 & Section 10(4)(ii) Exemption

Seafarer Marine Tax (ITR-2) Filing

Merchant navy crew, marine engineers, and offshore captains: File your annual ITR-2 claiming 100% statutory tax exemption on foreign sea wages backed by Continuous Discharge Certificate (CDC) sign-on/sign-off verification.

Real Case Example:

Chief Marine Engineer had 214 days outside India under CDC entries. Our CA filed ITR-2 under Section 10(4)(ii), claiming and crediting a ₹2.40 Lakh full salary TDS refund directly into his NRE account.

  • Rule 126 Statutory Verification: Inclusive CDC counting
  • Section 10(4)(ii) 100% Exemption: Zero tax on foreign salary
  • AIS / SFT Defense: Resolving high-value foreign credit notices
  • Full TDS Recovery: Reclaiming deductions with 244A interest
View Seafarer Guide
Most Popular
Section 6(6) RNOR & Black Money Act

Return to India (R2I) & RNOR

Moving back to India permanently? Shield your foreign savings, US 401(k)/IRA, vested RSUs, and foreign mutual funds from Indian taxation using Section 6(6) RNOR status for up to 3 years with complete Schedule FA audit protection.

Real Case Example:

Tech director returning from Seattle with $450k 401(k) + $180k RSUs locked 3 full RNOR years, liquidating assets with 0% Indian tax and zero Schedule FA Black Money Act penalties.

  • 3-Year RNOR Golden Tax Shield: 0% tax on foreign gains
  • 401(k), IRA & Pension Relief: Section 89A / Form 10-EE
  • Schedule FA Defense: Shield against ₹10L statutory fines
  • Resident Foreign Currency (RFC): Full repatriation rights
View R2I Roadmap
Fast Clearance
Rule 37BB & FEMA $1M Outward Quota

Form 15CA / 15CB Repatriation

Remitting inheritance, rental income, or property sale proceeds from India to your foreign account? We provide statutory CA certificates (Form 15CB with ICAI UDIN) and electronic TRACES filing (Form 15CA) for smooth bank clearances.

Real Case Example:

London NRI remitted ₹95 Lakhs from ancestral estate sale in an NRO account. Our CA verified tax challans, generated Form 15CB with UDIN, and cleared outward wire via Form 15CA Part C in 24 hours.

  • Rapid 24-48 Hr Turnaround: Form 15CB sign-off with UDIN
  • Form 15CA Part C Electronic Filing: Direct upload to TRACES
  • Remote Bank Conversions: Seamless transition to NRO/NRE
  • FEMA Compliance Guard: Remit up to $1M USD per FY
View Repatriation Protocol
Statutory Authority Desk

Cross-Border Statutory Law Architecture

Every strategy executed by NRI Track is grounded in the Income Tax Act, 1961, FEMA Regulations, and Double Tax Avoidance Agreements (DTAA).

Section 195 vs 197
Property Sale TDS Relief

Section 195 mandates 20%+ TDS on gross property sales. Section 197 read with Rule 28AA empowers the Assessing Officer to issue Lower/Nil deduction orders based on actual net capital gains.

Section 6(6) RNOR
3-Year Foreign Income Shield

Qualifying returning NRIs are classified as RNOR for 1 to 3 years. All foreign-sourced income, RSUs, overseas capital gains, and bank interest remain 100% tax-exempt in India.

Rule 37BB / FEMA LRS
Form 15CA & 15CB Protocol

FEMA Regulation 4 allows NRIs to remit up to $1 Million USD per financial year from NRO balances. Rule 37BB mandates CA certification (15CB) and electronic TRACES filing (15CA).

Rule 126 & Sec 10(4)(ii)
Seafarer Marine Defense

Rule 126 mandates inclusive counting of Continuous Discharge Certificate (CDC) sign-on/sign-off dates. ≥182 days outside renders sea wages and NRE interest completely non-taxable.

Seamless Process

How NRI Track Assisted Desk Operates

Zero travel to India required. Handled 100% digitally through secure portals and WhatsApp.

1
Submit Inquiry

Share your property details, relocation dates, or remittance amount via our quick intake desk.

2
CA Assessment

Our specialized NRI Chartered Accountant reviews your case, calculates exact tax liability, and confirms checklist.

3
TRACES / RBI Filing

We file Form 13 or Form 15CA/CB directly on TRACES/IT portal and liaise with authorities for fast clearance.

4
Safe Execution

Receive your official certificate, proceed with property registry or bank wire, with full audit documentation.

Got Questions?

Frequently Asked Questions

Common questions about our CA advisory and compliance desk.

The popular 1% TDS (Section 194-IA) applies only when the seller is a Resident Indian. Under Section 195, whenever the seller is an NRI, the buyer is strictly mandated by law to deduct TDS at 20% (plus applicable surcharge & cess, totaling up to 31.2%) on the total sale value. Failing to do so makes the buyer personally liable for interest and penalties. The ONLY legal way to reduce this deduction is by obtaining a Form 13 Lower Deduction Certificate from the Income Tax Assessing Officer.

The Income Tax Department typically takes between 21 to 35 business days to process a Form 13 application once all documentation is uploaded on TRACES. We strongly recommend applying as soon as the Agreement to Sell (ATS) or Memorandum of Understanding is finalized so the certificate is ready before sale deed registration.

During our 1-on-1 video session, a qualified Chartered Accountant analyzes your exact arrival dates, overseas retirement assets (401k, IRA, SIPP, CPF), stock portfolios, and RSUs. We map out your exact RNOR timeline (usually 2 to 3 years) so you know precisely when to liquidate foreign assets tax-free, how to convert bank accounts to RFC without losing forex value, and how to avoid the ₹10 Lakh Black Money Act penalty.

Yes. Through our priority banking partner channels, NRIs residing in the UAE, US, UK, Singapore, Canada, and Australia can complete document attestation (at the Indian embassy or authorized notary) and open NRE, NRO, and FCNR accounts 100% remotely without traveling to an Indian branch.

Need Immediate Assistance with Your NRI Taxes or Banking?

Talk directly with our NRI advisory desk. Get actionable advice, avoid compliance traps, and safeguard your wealth today.

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